Expat Health Insurance in Dubai

A place like Dubai where everything including medical expenses is very expensive, it has become a requirement for every expat to have expat health insurance in Dubai. So, before moving to Dubai, you need to have complete knowledge of expat health insurance in Dubai.

Expat health insurance in Dubai

How will you benefit from expatriate health insurance in Dubai?

Having health insurance will keep you comfortable as you won’t have to worry about sudden health issues in times of financial crisis or even when everything is going well. Health insurance will help you pay for your medical bills. There are different types of health insurance programs. Like the one that will pay 100% of your medical bills and there are others with different percentages.

How to take out health insurance for expatriates in Dubai?

Many times the company or organization in which you will be employed can provide you with expat health insurance in Dubai for you and sometimes for your family as well. If not, you can apply on your own at any hospital or health center of your choice and even upgrade the existing one provided by your sponsor or employer. A nominal fee must be paid, after which the health insurance scheme will be activated.

Dubai hospitals

Fortunately, you will come across many public and private hospitals in Dubai. They are open 24/7 so no one has to face a problem with timing when visiting a doctor. The emergency service could be used at any time in the event of an unforeseen incident. Private hospitals are generally very luxurious and provide a very comfortable environment.

Doctors and specialized centers available

As for specialized centers in Dubai, there are not many. Before purchasing expat health insurance in Dubai, you should be very aware that there are mainly general practitioners and dentists available and very few specialists. Although specialist doctors like orthodontists, orthopedists, pediatricians and ENT specialists, etc. are easily found in Dubai. But you will rarely find doctors who specialize in a particular disease, for example cancer. In fact, most specialist doctors go abroad. One of the larger and recently built hospital is the Gulf Medical Center (GMC) where you will find a wide variety of doctors. But a major downside is that it is very expensive and expats from Asian countries cannot afford it until they have a high salary. And we may prefer to seek treatment from abroad. So it will be a good idea to have international health insurance.

Purchase of drugs

One thing you really need to keep in mind is that many medications, especially those in very high doses, cannot be purchased without a doctor’s prescription. Also, many sleeping pills and antidepressants are prohibited in Dubai and you will not be able to find them in Dubai or take them with you in your luggage. If you are taking such medicine, it is better to get a written prescription from a genuine doctor in Dubai or ask your doctor to suggest alternative medicine that is readily available in Dubai.

International health insurance

Find out about Dubai hospitals and medical centers and they will help you in the process of applying for international health insurance which will help you pay your medical treatment costs even outside of Dubai.

As an expat, you should purchase health insurance as soon as possible because you never know when you may need a doctor.

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